Swipe by LuminTech

Coming soon, in testing

Payments with fees you can read before you're charged.

Swipe is a payments platform we're building for creators and small businesses: one published rate per payment method, shown before every charge.

Join the waitlist

Swipe is in testing. It does not process real payments yet, and fees have not been set.

What we're building

One published rate

One rate per payment method, published up front and shown before each charge.

No minimums, no surprise fees

No monthly minimums and no hidden fees.

Fair on refunds and disputes

On a full refund the processing fee comes back to you, and dispute fees apply only when a dispute is lost.

Tips at cost

Tips pass through at cost, so supporters' money goes to you.

Volume discounts

Rates step down automatically as your volume grows.

Made for creators

Built for people who sell their work: creators, studios and creative small businesses.

Who it's for

Creators and small creative businesses tired of fee tables they can't predict.

How it works

  1. Join the waitlist with your email and a line about what you sell.
  2. We'll invite early testers in waves as Swipe gets ready.
  3. You'll see the final, published fees before you accept a single payment.

Questions

Can I take payments today?
Not yet. Swipe is in testing and does not move real money.
What will the fees be?
They aren't set yet. When they are, they'll be published in full before anyone is charged.